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Loan For Plot Purchase Plus Construction

Looking For Plot Purchase/Construction Loan?

Nothing is more satisfying than building your own dream home like the way you had always wanted

We can arrange Plot Purchase loan up to 100 % of the cost of plot and  in case of construction - up to 80% of the construction cost. The construction has to happen on the plot and within the time frame according to the applicable authority guidelines. The actual loan amount is determined after assessing the individual requirement and his repayment capacity based on various factors like;

Educational Background.
Stability and Continuity of income
Number of dependents in the Family
Co-applicant s income
Other Assets
Saving habits, and more
The maximum loan tenure on your Plot Loan/Home Loan is up to 30 years. The tenure however does not extend beyond the retirement age or 60 years (65 years in case of Self-Employed individuals) whichever is earlier. We can get relaxsations up to 5 yrs depending on case to case basis.

Home Loans can either be applied individually or jointly. The Co-Applicant may or may not be a Co-owner of the property. However all the Co-owners of the property must be a Co-Applicant. Co-Applicants should be immediate family members like Spouse, Parents or Children*. For more information..

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